American Consumer Credit is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the American Consumer Credit LLC website and governs data collection and usage. By using the American Consumer Credit LLC website, you consent to the data practices described in this statement.
Collection of your Personal Information
American Consumer Credit collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. American Consumer Credit also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.
There is also information about your computer hardware and software that is automatically collected by American Consumer Credit. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by American Consumer Credit for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the American Consumer Credit Web site.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through American Consumer Credit public message boards, this information may be collected and used by others. Note: American Consumer Credit does not read any of your private online communications.
American Consumer Credit encourages you to review the privacy statements of Web sites you choose to link to from American Consumer Credit so that you can understand how those Web sites collect, use and share your information. American Consumer Credit is not responsible for the privacy statements or other content on Web sites outside of the American Consumer Credit and American Consumer Credit family of Web sites.
Use of your Personal Information
American Consumer Credit collects and uses your personal information to operate the American Consumer Credit website and deliver the services you have requested. American Consumer Credit also uses your personally identifiable information to inform you of other products or services available from American Consumer Credit and its affiliates. American Consumer Credit may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
American Consumer Credit does not sell, rent or lease its customer lists to third parties. American Consumer Credit may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, American Consumer Credit may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to American Consumer Credit, and they are required to maintain the confidentiality of your information.
American Consumer Credit does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.
American Consumer Credit keeps track of the Web sites and pages our customers visit within American Consumer Credit, in order to determine what American Consumer Credit services are the most popular. This data is used to deliver customized content and advertising within American Consumer Credit to customers whose behavior indicates that they are interested in a particular subject area.
American Consumer Credit websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on American Consumer Credit or the site; (b) protect and defend the rights or property of American Consumer Credit; and, (c) act under exigent circumstances to protect the personal safety of users of American Consumer Credit, or the public.
The American Consumer Credit Web site use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize American Consumer Credit pages, or register with American Consumer Credit site or services, a cookie helps American Consumer Credit to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same American Consumer Credit Web site, the information you previously provided can be retrieved, so you can easily use the American Consumer Credit features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the American Consumer Credit services or Web sites you visit.
Cookies may be issued to your browser from Google AdWords on our behalf in order for us to conduct effective marketing. This use is including but not limited to building and using: remarketing lists, interest-based lists, and “similar audience” based lists. No personal information is provided to Google through this process.
Security of your Personal Information
American Consumer Credit secures your personal information from unauthorized access, use or disclosure. American Consumer Credit secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
Policy on Personal Data Protection
To use some services or access certain content, you must provide certain personal data, which will only be used for the purpose it was collected.
The type of information that will be requested includes, name, email address, phone number, etc, it is not mandatory to provide all the information requested, but the one that we considerate convenient, so you do know.
As general policy, this site does not reveal obtained information, it is only used to contact the people who entered their information and are interested in receiving a free consultation or use our services.
All the information provided must be truthful. At these effects, you guarantee the authenticity of all data provided as a result of completing the necessary forms to use our services and access contents of the website. In any case you will be solely responsible for any false or inaccurate statements made and the damage caused to this site or others for the information provided.
If you are not interested in receiving notifications from American Consumer Credit, make sure you did not select the option “I wish to receive newsletters” If you are still receiving notifications and you are not interested, you can email us at [email protected] and you will be removed from the notification list.
American Consumer Credit is not intended for children under 13 years of age, and we do not knowingly collect personal information from children under 13. If we learn that we have collected personal information from a child under age 13, we will delete that information as quickly as possible.
Changes to this Statement
American Consumer Credit will occasionally update this Statement of Privacy to reflect company and customer feedback. American Consumer Credit encourages you to periodically review this Statement to be informed of how American Consumer Credit is protecting your information.
American Consumer Credit welcomes your comments regarding this Statement of Privacy. If you believe that American Consumer Credit has not adhered to this Statement, please contact American Consumer Credit at [email protected]. We will use commercially reasonable efforts to promptly determine and remedy the problem.